Asset Allocation
While we do not currently provide specific investment advice, we prefer to focus more on the financial goals of our clients, how you emotionally invest, and create a plan that will always keep you feeling good.
We’re sure you have been to hundreds, ok, quite a few "workshops" that discuss the "Safe Money, Green Money", "Rule of 100", or the "Red Money, Green Money" concept. While it is a great, basic concept, the "Rule of 100" is no longer recommended and is out dated. It has been replaced by the new "Rule of 120", according to Wall Street Journal, Investopedia, Forbes, and many other credible sources, available upon request. Bottom line is, we’re living longer. It would only make sense and be appropriate to consider our longer lifespans when planning your retirement years.
Contact our office for a free Wealth Analysis Report, which will help identify areas that may cause future concern and how you can prevent such travesties.
Does asset allocation or any other discussions you've heard or had with other financial professionals, seem like this to you?:
Jibberish
If you've answered Yes! to the above question, you're not alone! Retirement Solutions 4 Life Inc., always explains, reviews, and educates in easy to understand terms. No question is a stupid question! We want you to ask questions! We want to help you understand! At Retirement Solutions 4 Life Inc., it is our primary goal that our clients not only are confident in our services, but that you really understand your retirement plan.
There are many benefits to asset allocation. Asset allocation is supposed to mean, not putting all your eggs in one basket. It also means not limiting or relying on one sole financial, insurance, or investment product or company. If allocated appropriately, the opportunity for growth and/or loss should be complimentary to your financial or retirement goals.
Often times, when selecting a pretty, in-a-box plan, titled, Conservative, or Moderately Conservative, you're still at risk. 100% of your retirement dollars is still at risk.
Only if your plan has been tailored for you, and it has been properly allocated, are the full benefits received. Since 91.5% of your portfolio's performance depends on asset allocation, it would seem to us, it would be wise to undestand your allocations. Understanding your allocations can be like the picture above, unless you're with a company that's right for you.
Don't fret or worry that you will hear more jibberish. We guarantee you'll walk away feeling knowledgable and empowered. It's our duty. Contact our office to receive a Wealth Analysis .